PLEASE NOTE: THESE TERMS OF SERVICE (TOS) GOVERN YOUR USE OF THIS SITE, WHICH IS PROVIDED BY OUR COMPANY. ACCESSING AND USING THIS SITE INDICATES YOUR ACKNOWLEDGMENT AND ACCEPTANCE OF THESE TERMS OF USE. THESE TERMS OF USE ARE SUBJECT TO CHANGE BY OUR COMPANY AT ANY TIME AT ITS DISCRETION. YOUR USE OF THIS SITE AFTER SUCH CHANGES ARE IMPLEMENTED CONSTITUTES YOUR ACKNOWLEDGMENT AND ACCEPTANCE OF THE CHANGES. PLEASE CONSULT THESE TERMS OF USE REGULARLY.

THE OWNERS OF THIS WEBSITE DISCLAIM ANY WARRANTIES (EXPRESS OR IMPLIED), MERCHANTABILITY, OR FITNESS FOR ANY PARTICULAR PURPOSE. THE OWNERS OF THIS WEBSITE, NOR THEIR AFFILIATES, AGENTS, LICENSORS, LICENSEES OR EMPLOYEES SHALL IN NO EVENT BE HELD LIABLE TO ANY PARTY FOR ANY DIRECT, INDIRECT, PUNITIVE, SPECIAL, INCIDENTAL OR OTHER CONSEQUENTIAL DAMAGES ARISING DIRECTLY OR INDIRECTLY FROM ANY USE OR MISUSE OF THIS MATERIAL, WHICH IS PROVIDED “AS IS,” AND WITHOUT WARRANTIES.

We have taken every effort to design our Web site to be useful, informative, helpful, authentic and fun. Hopefully we’ve accomplished that and would ask that you let us know if you’d like to see improvements or changes that would make it even easier for you to find the information you need and want.

All we ask is that you agree to abide by the following Terms and Conditions. Take a few minutes to look them over because by using our site you automatically agree to them. Naturally, if you don’t agree, please do not use the site. We reserve the right to make any modifications that we deem necessary at any time. Please continue to check these terms to see what those changes may be! Your continued use of the LIVINGQUANTUM.COM Web site means that you accept those changes.

THANKS AGAIN FOR VISITING!

Access To This Site

YOU MUST BE EIGHTEEN (18) YEARS OR OLDER TO ACCESS THIS WEB SITE. If you are under eighteen years of age, you are not permitted to access this web site for any reason. Due to the age restrictions for use of this web site, no information obtained by this web site falls within the child online privacy act (COPA) and is not monitored as doing so.

To access this site or some of the resources it has to offer, you may be asked to provide certain registration details or other information. It is a condition of your use of this site that all the information you provide on this site will be correct, current, and complete. If our Company believes the information you provide is not correct, current, or complete, we have the right to refuse you access to this site or any of its resources, and to terminate or suspend your access at any time, without notice.

Restrictions on Use of Our Online Materials

All Online Materials on the LIVINGQUANTUM.COM site, including, without limitation – text, software, names, logos, trademarks, service marks, trade names, images, photos, illustrations, audio clips or files, videos, DVDs, teleseminars, webinars, interviews, articles, reviews, readings, surveys, quizzes, apps, and music are copyrighted intellectual property. All usage rights are copyrighted intellectual property owned and controlled by LIVINGQUANTUM.COM and all rights are reserved worldwide.

NO MATERIAL from any web site owned, operated, licensed, or controlled by LIVINGQUANTUM.COM may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way, without our express written permission.

You, the visitor, may download Online Materials for non-commercial, personal use only provided you:

1. retain all copyright, trademark and propriety notices
2. you make no modifications to the materials
3. you do not use the materials in a manner that suggests an association with any of our products, services, events or brands, and
4. you do not download quantities of materials to a database, server, or personal computer for reuse for commercial purposes.

You may not copy, reproduce, republish, upload, post, transmit or distribute Online Materials in any way or for any other purpose unless you get our written permission first. Neither may you add, delete, distort or misrepresent any content on the LIVINGQUANTUM.COM site. Any attempts to modify any Online Material, or to defeat or circumvent our security features is prohibited. For example, you may not (and may not authorize any other party to) (i) co-brand this site, or (ii) frame this site, or (iii) hyper-link to this site, without the express prior written permission of an authorized representative of our Company. For purposes of these Terms of Use, “co-branding” means to display a name, logo, trademark, or other means of attribution or identification of any party in such a manner as is reasonably likely to give a user the impression that such other party has the right to display, publish, or distribute this site or content accessible within this site. You agree to cooperate with our Company in causing any unauthorized co-branding, framing or hyper-linking immediately to cease.

Everything you download, any software, plus all files, all images incorporated in or generated by the software, and all data accompanying it, is considered licensed to you by LIVINGQUANTUM.COM or third-party licensors for your personal, non-commercial home use only. We do not transfer title of the software to you. That means that we retain full and complete title to the software and to all of the associated intellectual-property rights. You’re not allowed to redistribute or sell the material or to reverse-engineer, disassemble or otherwise convert it to any other form that people can use.

Proprietary Information

The contents of the LIVINGQUANTUM.COM site are intended for your personal, noncommercial use. All materials published here (including, but not limited to interviews, readings, reviews, news articles, PDF files, PPT slides, photographs, images, illustrations, audio and video clips, videos, webinars and other electronic transmissions) are protected by copyright. The material and content (hereinafter referred to as the “Content”) accessible from this site, and any other World Wide Web site owned, operated, licensed, or controlled by our Company is the proprietary information of our Company or the party that provided the Content to our Company, and our Company or the party that provided the Content to our Company retains all right, title, and interest in the Content.

Accordingly, the Content may not be copied, distributed, republished, uploaded, posted, or transmitted in any way without the prior written consent of our Company, or unless authorized in writing elsewhere on our site, except that you may print out a copy of the Content solely for your personal use. In doing so, you may not remove or alter, or cause to be removed or altered, any copyright, trademark, trade name, service mark, or any other proprietary notice or legend appearing on any of the Content. Modification or use of the Content except as expressly provided in these Terms of Use violates our Company’s intellectual property rights. Neither title nor intellectual property rights are transferred to you by access to this site. Copying or storing of any Content other than for personal use is expressly prohibited. You are expected to abide by all additional copyright notices, information, or restrictions contained in any Content accessed on this site.

Podcasts and WebTV

Podcasts and WebTV may be downloaded to your computer and/or transferred to your portable MP3 player, iPod, tablet, mobile phone or other small electronic device.

Podcasts and WebTV are available only for private, non-commercial use. Any other use is strictly prohibited. Podcasts and WebTV may not be edited, modified or redistributed. Advertising in them may not be altered. Remember, all content, logos, trademarks and associated music in LIVINGQUANTUM.COM podcasts and WebTV are are protected by U.S. and international copyright laws.

LIVINGQUANTUM.COM reserves the right to discontinue providing Podcasts and WebTV at any time. We reserve the right to require you to cease displaying, distributing or using any or all of our Podcast and WebTV Content for any reason.

LIVINGQUANTUM.COM assumes no liability for any of your activities in connection with the Podcast and WebTV Content or in downloading it and playing it on your computer or devices.

Submitting Your Online Material to Us

LIVINGQUANTUM.COM appreciates hearing from customers and visitors and welcomes your comments regarding our products, services and events, including this site. While we value your feedback we request that you be specific in your comments on those services and products only, and do not submit any creative ideas, suggestions, or materials you wish to remain proprietary.

All remarks, suggestions, ideas, graphics, comments, or any other information that you send or post to LIVINGQUANTUM.COM through our site, by electronic mail or otherwise will be treated as non-confidential and non-proprietary (other than information we promise to protect under our privacy policy). It becomes and remains our property, even if this agreement is later terminated. In other words, by submitting content to LIVINGQUANTUM.COM, you are granting us a perpetual, nonexclusive, world-wide, royalty free, license to your Submissions which we may futher sub-license. You are giving us the right to use, copy, publish, excerpt, transmit, publicly display or perform, create derivative works of, host, distribute, index, tag, cache, encode, modify and adapt (i.e., the right to adapt to streaming, downloading, broadcasting, and to mobile, digital, thumbnail, scanning or other technologies without limitation) in any form or media now known or hereinafter developed, including any Submission posted on LIVINGQUANTUM.COM through a third party, even if without your knowledge.

That means that we don’t have to treat any such submission as confidential. Anything you transmit or post may be used by us or our affiliates for any purpose, including, but not limited to, reproduction, disclosure, transmission, publication, broadcasting and posting. Furthermore, we shall be free to use any ideas, concepts, know-how or techniques contained in any communication you send to us for any purpose whatsoever including, but not limited to, developing, manufacturing and marketing products or events using such information. You can’t sue us for using ideas you submit. If we use them, or anything like them, we don’t have to pay you or anyone else for them. We will have the exclusive ownership of all present and future rights to submissions of any kind. We can use them for any purpose we deem appropriate to our LIVINGQUANTUM.COM mission, without compensating you or anyone else for them.

You acknowledge that you are responsible for any submission you make. This means that you (and not we) have full responsibility for the message, including its legality, reliability, appropriateness, originality, and copyright. LIVINGQUANTUM.COM reserves the right to edit or delete Submissions that deems are inappropriate or in violation of copyright or trademark laws, or otherwise unacceptable (abusive, defamatory, obscene, etc.).

Charges and Payments

LIVINGQUANTUM.COM reserves the right to charge fees for access to webinars, courses, products, special programs and services, etc. All fees will be prominently displayed and it will be your choice to purchase or not. The same holds for membership fees. Should such fees change, you will be notified well in advance and given the opportunity to cancel your accout before the charges are imposed. Otherwise, you are responsible for paying all fees and charges incurred through your account at the rates in effect for the billing period in which you ageed to them. You are also responsible for all applicable taxes relating to the service or product you are paying for.

Return and Refund Policy

Coaching and consulting fees, subscription fees and pay-per-view fees are non-refundable. Event and workshop fees are refundable up to 30 days prior to the event. Coaching and consulting fees are transferable to another session if re-scheduled in advance (preferably 48 hours notice) at our discretion. Registration fees are transferable to other events and/or services, on a per-case basis up to 30 days prior to the event at a $100 processing fee. Event fees are transferable to other events from 30 days prior to 5 days prior for a $100 processing fee and 35% of the amount paid for the event(s). Event and course fees are non-transferable and non-refundable from 5 days prior to an event through the event. In most instances, someone other than the registrant may be substituted for the original registrant and may attend in their place at no additional charge, except for a $100 substitution fee.

Products are backed by their original manufacturer’s guarantee and warranty. In addition, products we personally manufacture or assemble under our private label(s) are guaranteed and warranted to 100% satisfaction if returned within 90 days. Some are guaranteed and warranted to 100% satisfaction to 1 year. All product returns are done so at the cost of shipping expense to the sender, unless otherwise agreed in writing by LIVINGQUANTUM.COM No returns are to be made without first contacting LIVINGQUANTUM.COM to receive return approval and a shipping destination slip.

Any ongoing coaching, subscription, private practice, group practice, or other variations on time-purchased services are considered refundable to the unused portion of paid-in-full subscriptions, or the unused portion of the month — pro-rated.

Limitation of Liability

LIVINGQUANTUM.COM WILL NOT BE LIABLE FOR ANY DAMAGES OR INJURY THAT ACCOMPANY OR RESULT FROM YOUR USE OF ANY OF ITS SITE.

THESE INCLUDE (BUT ARE NOT LIMITED TO) DAMAGES OR INJURY CAUSED BY ANY:

USE OF (OR INABILITY TO USE) THE SITE
USE OF (OR INABILITY TO USE) ANY SITE TO WHICH YOU HYPERLINK FROM OUR SITE
FAILURE OF OUR SITE OR ANY PROGRAM, PLAN, INSTRUCTIONS OR SUGGESTIONS TO PERFORM IN THE MANNER YOU EXPECTED OR DESIRED
ERROR ON OUR SITE
OMISSION ON OUR SITE
INTERRUPTION OF AVAILABILITY OF OUR SITE
DEFECT ON OUR SITE
DELAY IN OPERATION OR TRANSMISSION OF OUR SITE
COMPUTER VIRUS OR LINE FAILURE
USE OF (OR INABILITY TO USE) ANY TECHNIQUE, PROCESS, SUPPLEMENT, NUTRITIONAL, HERBAL, FITNESS OR EXERCISE PLAN, EBOOK, MUSIC, AUDIO, VIDEO, DVD, BROADCAST OR ANY MEDIA MENTIONED ON THIS SITE

PLEASE NOTE THAT WE ARE NOT LIABLE FOR ANY DAMAGES, INCLUDING:
DAMAGES INTENDED TO COMPENSATE SOMEONE DIRECTLY FOR A LOSS OR INJURY
DAMAGES REASONABLY EXPECTED TO RESULT FROM A LOSS OR INJURY (KNOWN IN LEGAL TERMS AS “CONSEQUENTIAL DAMAGES.”)

OTHER MISCELLANEOUS DAMAGES AND EXPENSES RESULTING DIRECTLY FROM A LOSS OR INJURY (KNOWN IN LEGAL TERMS AS “INCIDENTIAL DAMAGES.”)

WE ARE NOT LIABLE EVEN IF WE’VE BEEN NEGLIGENT OR IF OUR AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR BOTH.

EXCEPTION: CERTAIN STATE LAWS MAY NOT ALLOW US TO LIMIT OR EXCLUDE LIABILITY FOR THESE “INCIDENTAL” OR “CONSEQUENTIAL” DAMAGES. IF YOU LIVE IN ONE OF THOSE STATES, THE ABOVE LIMITATION OBVIOUSLY WOULD NOT APPLY WHICH WOULD MEAN THAT YOU MIGHT HAVE THE RIGHT TO RECOVER THESE TYPES OF DAMAGES.

HOWEVER, IN ANY EVENT, OUR LIABILITY TO YOU FOR ALL LOSSES, DAMAGES, INJURIES, AND CLAIMS OF ANY AND EVERY KIND (WHETHER THE DAMAGES ARE CLAIMED UNDER THE TERMS OF A CONTRACT, OR CLAIMED TO BE CAUSED BY NEGLIGENCE OR OTHER WRONGFUL CONDUCT, OR THEY’RE CLAIMED UNDER ANY OTHER LEGAL THEORY) WILL NOT BE GREATER THAN THE AMOUNT YOU PAID IF ANYTHING TO ACCESS OUR SITE.

Disclaimer

LIVINGQUANTUM.COM cannot and does not guarantee or warrant that files available for downloading from the Internet will be free of viruses, worms, Trojan horses, malware or other code that may manifest contaminating or destructive properties. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for accuracy of data input and output, and for maintaining a means external to this site for the reconstruction of any lost data. Our Company does not assume any responsibility or risk for your use of the Internet.

The Content is not necessarily complete and up-to-date and should not be used to replace any written reports, statements, or notices provided by Company. Investors, borrowers, and other persons should use the Content in the same manner as any other educational medium and should not rely on the Content to the exclusion of their own professional judgment. Information obtained by using this site is not exhaustive and does not cover all issues, topics, or facts that may be relevant to your goals.

YOUR USE OF THIS SITE IS AT YOUR OWN RISK. The Content is provided “as is” and without warranties of any kind, either expressed or implied. Our Company disclaims all warranties, including any implied warranties of merchantability, fitness for a particular purpose, TITLE, OR NON-INFRINGEMENT. LIVINGQUANTUM.COM does not warrant that the functions OR CONTENT contained in this site will be uninterrupted or error-free, that defects will be corrected, or that this site or the server that makes it available are free of viruses or other harmful components. LIVINGQUANTUM.COM does not warrant or make any representation regarding use, or the result of use, of the content in terms of accuracy, reliability, or otherwise. The content may include technical inaccuracies or typographical errors, and LIVINGQUANTUM.COM may make changes or improvements at any time. You, and not LIVINGQUANTUM.COM assume the entire cost of all necessary servicing, repair or correction IN THE EVENT OF ANY LOSS OR DAMAGE ARISING FROM THE USE OF THIS SITE OR ITS CONTENT. LIVINGQUANTUM.COM MAKES NO WARRANTIES THAT YOUR USE OF THE CONTENT WILL NOT INFRINGE THE RIGHTS OF OTHERS AND ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ERRORS OR OMISSIONS IN SUCH CONTENT.

All of the information in this site, whether historical in nature or forward-looking, speaks only as of the date the information is posted on this site, and LIVINGQUANTUM.COM does not undertake any obligation to update such information after it is posted or to remove such information from this site if it is not, or is no longer, accurate or complete.

Links to Other Sites

We sometimes provide referrals to and links to other World Wide Web sites from our site. Such a link should not be seen as an endorsement, approval or agreement with any information or resources offered at sites you can access through our site. If in doubt, always check the Uniform Resource Locator (URL) address provided in your WWW browser to see if you are still in a LIVINGQUANTUM.COM-operated site or have moved to another site.

LIVINGQUANTUM.COM is not responsible for the content or practices of third party sites that may be linked to our site. When LIVINGQUANTUM.COM provides links or references to other Web sites, no inference or assumption should be made and no representation should be inferred that LIVINGQUANTUM.COM is connected with, operates or controls these Web sites. Hyper-links are to be accessed at the user’s own risk, and our Company makes no representations or warranties about the content, completeness or accuracy of these hyper-links or the sites hyper-linked to this site. Any approved link must not represent in any way, either explicitly or by implication, that you have received the endorsement, sponsorship or support of any LIVINGQUANTUM.COM site or endorsement, sponsorship or support of LIVINGQUANTUM.COM, including its respective employees, agents or directors.

LIVINGQUANTUM.COM has no control over the content of any sites it links to and shall not be liable for any damages or injury arising from that content.

Termination of This Agreement

This agreement is effective until terminated by either party. You may terminate this agreement at any time, by destroying all materials obtained from all LIVINGQUANTUM.COM Web site, along with all related documentation and all copies and installations. LIVINGQUANTUM.COM may terminate this agreement at any time and without notice to you, if, in its sole judgment, you breach any term or condition of this agreement. Upon termination, you must destroy all materials. In addition, by providing material on our Web site, we do not in any way promise that the materials will remain available to you. And LIVINGQUANTUM.COM is entitled to terminate all or any part of any of its Web site without notice to you.

Information You Provide

You may not post, send, submit, publish, or transmit in connection with this site any material that:

• advocates illegal activity or discusses an intent to commit an illegal act
• is vulgar, obscene, pornographic, or indecent
• does not pertain directly to this site
• threatens or abuses others, libels, defames, invades privacy, stalks, is obscene, pornographic, racist, abusive, harassing, threatening or offensive
• seeks to exploit or harm children by exposing them to inappropriate content, asking for personally identifiable details or otherwise
• infringes any intellectual property or other right of any entity or person, including violating anyone else’s copyrights or trademarks or their rights of publicity
• proprietary material of any third party
• violates any law or may be considered to violate any law
• impersonates or misrepresents your connection to any other entity or person or otherwise manipulates headers or identifiers to disguise the origin of the content
• advertises any commercial endeavor (e.g., offering for sale products or services) or otherwise engages in any commercial activity (e.g., conducting raffles or contests, displaying sponsorship banners, and/or soliciting goods or services) except as may be specifically authorized on this site
• solicits funds, advertisers or sponsors
• includes programs which contain viruses, worms and/or Trojan horses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications
• disrupts the normal flow of dialogue, causes a screen to scroll faster than other users are able to type, or otherwise act in a way which affects the ability of other people to engage in real time activities via this site
• includes MP3 format files
• amounts to a ‘pyramid’ or similar scheme
• attempts to enroll other members into a network marketing company
• disobeys any policy or regulations established from time to time regarding use of this site or any networks connected to this site or
• contains hyper-links to other sites that contain content that falls within the descriptions set forth above.

LIVINGQUANTUM.COM reserves the right to monitor use of this site to determine compliance with these Terms of Use, as well the right to remove or refuse any information for any reason. Notwithstanding these rights, you remain solely responsible for the content of your submissions. You acknowledge and agree that neither LIVINGQUANTUM.COM nor any third party that provides Content to LIVINGQUANTUM.COM will assume or have any liability for any action or inaction by LIVINGQUANTUM.COM or such third party with respect to any submission.

Security

Any passwords used for this site are for individual use only. You will be responsible for the security of your password (if any). LIVINGQUANTUM.COM will be entitled to monitor your password and, at its discretion, require you to change it. If you use a password that LIVINGQUANTUM.COM considers insecure, LIVINGQUANTUM.COM will be entitled to require the password to be changed and/or terminate your account.

You are prohibited from using any services or facilities provided in connection with this site to compromise security or tamper with system resources and/or accounts. The use or distribution of tools designed for compromising security (e.g., password guessing programs, cracking tools or network probing tools) is strictly prohibited. If you become involved in any violation of system security, LIVINGQUANTUM.COM reserves the right to release your details to system administrators at other sites in order to assist them in resolving security incidents. LIVINGQUANTUM.COM reserves the right to investigate suspected violations of these Terms of Use.

LIVINGQUANTUM.COM and R JAMES ENTERPRISES reserve the right to fully cooperate with any law enforcement authorities or court order requesting or directing LIVINGQUANTUM.COM and R JAMES ENTERPRISES to disclose the identity of anyone posting any e-mail messages, or publishing or otherwise making available any materials that are believed to violate these Terms of Use.

BY ACCEPTING THIS AGREEMENT YOU WAIVE AND HOLD HARMLESS LIVINGQUANTUM.COM, RUBEN JAMES, (dba R JAMES ENTERPRISES) FROM ANY CLAIMS RESULTING FROM ANY ACTION TAKEN BY ABOVE DURING OR AS A RESULT OF ITS INVESTIGATIONS AND/OR FROM ANY ACTIONS TAKEN AS A CONSEQUENCE OF INVESTIGATIONS BY THEM, THEIR AGENTS OR LAW ENFORCEMENT AUTHORITIES.

Jurisdiction and Other Points to Consider

If you use our site from locations outside of the United States, you are responsible for compliance with any applicable local laws.

These Terms of Use shall be governed by, construed and enforced in accordance with the laws of California, as it is applied to agreements entered into and to be performed entirely within such jurisdiction.

To the extent you have in any manner violated or threatened to violate LIVINGQUANTUM.COM and/or its affiliates’ intellectual property rights, LIVINGQUANTUM.COM and/or its affiliates may seek injunctive or other appropriate relief in any state or federal court in the State of California, and you consent to exclusive jurisdiction and venue in such courts.

Any other disputes will be resolved as follows:

If a dispute arises under this agreement, we agree to first try to resolve it with the help of a mutually agreed-upon mediator in the following location: Placer County, California. Any costs and fees other than attorney fees associated with the mediation will be shared equally by each of us.

If it proves impossible to arrive at a mutually satisfactory solution through mediation, we agree to submit the dispute to binding arbitration at the following location: Placer County, California, under the rules of the American Arbitration Association. Judgment upon the award rendered by the arbitration may be entered in any court with jurisdiction to do so.

LIVINGQUANTUM.COM may modify these Terms of Use, and the agreement they create, at any time, simply by updating this posting and without notice to you. This is the ENTIRE agreement regarding all the matters that have been discussed.